Buying property
abroad? Lock in
your rate first.
Between signing and completion, exchange rates move. A 2% shift on a €400,000 purchase is €8,000. We let you fix your rate the moment you exchange contracts.
The rate gap between
exchange and completion.
Buying property abroad typically involves two high-risk moments: when you exchange contracts (often 6-12 weeks before completion) and when you complete. In that gap, currency markets move.
A forward contract solves this completely. Once you know your purchase price and completion date, we fix your exchange rate today. You know exactly how many pounds you need. No nasty surprises when the rate shifts between now and the day the keys are handed over.
Forward contracts
Fix today's exchange rate for completion day - up to 24 months ahead. Budget with certainty from the moment you agree a purchase price.
Better rates than your bank
Banks add 2-4% to the exchange rate. On a €500,000 property that's up to €20,000 lost. We offer institutional rates with one transparent margin.
Guided through every step
From your first offer to final completion, one specialist handles your currency needs. We coordinate around your solicitor and notary timelines.
Selling abroad too?
If you're selling a foreign property and repatriating funds to the UK, we handle that just as well - locking in your conversion rate before the sale completes.
Ongoing payments
Once you own the property, we can handle ongoing transfers - mortgage payments, management fees, utility bills - at consistently better rates.
Funds always protected
Safeguarded in segregated Tier 1 bank accounts at all times. Regulated by the FCA via Ebury Partners UK Limited (No. 900797).
How a forward contract
protected a buyer in Spain.
A buyer agrees to purchase a villa in Spain for €450,000. Completion is 10 weeks away. At the time of exchange the GBP/EUR rate is 1.17 - meaning they need £384,615.
Rather than wait and risk the rate moving, they use a forward contract to lock that rate immediately. When completion arrives 10 weeks later, the rate has fallen to 1.12. Had they waited, the same purchase would have cost them £401,786 - an extra £17,171.
Regulated. Secure.
Safeguarded.
Stately FX is an independent financial brokerage. Our services are provided by Ebury Partners UK Limited, an Authorised Electronic Money Institution regulated by the FCA (Register No. 900797).