Emigrating | Stately FX
Emigrating

Moving countries?
Move your money
at the right rate.

Emigrating is one of the biggest financial decisions you'll make. Your bank will take a quiet slice of every pound you transfer abroad. We won't.

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FCA authorised
No hidden fees
Personal service
Couple exploring a new city
The challenge

Your bank charges more
than you realise.

When you emigrate, you're not just transferring a few hundred pounds for a holiday - you're moving your savings, your pension drawdowns, the proceeds of a house sale. The exchange rate matters enormously.

High street banks routinely add 2-4% to the mid-market rate on personal transfers. On a £300,000 transfer that's up to £12,000 quietly taken before your money even arrives. We offer institutional interbank rates with a single transparent margin - agreed with you upfront, never buried in the rate.

New home in a different country
Up to 4% saved on every transfervs a typical high street bank rate

Better rates, always

We access institutional interbank rates unavailable at retail banks. One transparent margin, agreed before you trade.

Lock your rate in advance

Know your completion or departure date? Fix your rate now with a forward contract - up to 24 months ahead. No more rate anxiety.

A dedicated specialist

One person handles your transfer from start to finish. No call centres, no repeating yourself. Available by phone and email throughout.

130+ currencies covered

Moving to Europe, Australia, Canada, or beyond - we cover every major destination and hundreds of emerging market currencies.

Funds always safeguarded

Your money sits in segregated accounts at Tier 1 banks - ring-fenced from operating funds at all times. FCA regulated via Ebury.

Transfer in stages

Many emigrants don't move everything at once. We can handle regular transfers as you wind down your UK finances over weeks or months.

Real example

What the difference
looks like in practice.

A couple emigrating to Australia sell their UK home and need to transfer £350,000 to Sydney. Their high street bank quotes them a rate with a 3% margin built in - that's £10,500 silently lost.

Using Stately FX, they trade at a rate with a 0.5% margin. On the same transfer they save over £8,750 - enough to furnish their new home.

£350k
typical emigration transfer amount
~3%
typical bank margin on the rate
£8,750+
potential saving vs a high street bank
24mo
forward contract available to lock your rate

Regulated. Secure.
Safeguarded.

Stately FX is an independent financial brokerage. Our services are provided by Ebury Partners UK Limited, an Authorised Electronic Money Institution regulated by the FCA (Register No. 900797).

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FCA Authorised
ICO Registered
There's no fixed minimum but our service is most valuable for transfers of £5,000 and above, where the rate difference is meaningful. For large emigration transfers - typically £50,000 to £500,000+ - the savings vs a bank are substantial.
Yes. A forward contract lets you fix today's exchange rate for a transfer up to 24 months in the future. You'll need to put down a small deposit (typically 5-10%), with the balance paid on transfer day. It gives you complete certainty on what you'll receive.
Absolutely. Many emigrants transfer in stages as they sell assets, close accounts, and wind down their UK finances. We can handle each transfer individually or set up a regular payment schedule - whatever suits your timeline.
Most transfers to major currencies complete within 1-2 business days. For popular destinations like Australia, Canada, the EU, and the USA, same-day or next-day arrival is common using local payment rails.